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ABC's Group Life Plans let you design a plan that is best for your situation. Choose the level of coverage you want to offer your employees from among three programs.

  • Flat Schedule - Coverage from $10,000 to $50,000.
  • Earnings Schedule - Benefits based on annual income.
  • Class Schedule - Benefits determined by employee class.
Group Life Insurance

  Flat Schedule Earnings Schedule Class Schedule
Plan Design Flat Amount is the same for all employees. Benefits selected in increments of $5,000 Amount based on employee earnings (rounded to the next higher $1,000) Flat amount as determined by employee class. Benefit levels available in increments of $5,000
Life/AD&D Benefit All Employees
$10,000 to $50,000
All Employees
1 times base annual earnings to $50,000

or

1 times base annual earnings to $100,000

or

2 times base annual earnings to $100,000
General Employees
$10,000 to $25,000

Supervisors

$10,000 to $50,000

Executives or Owners

$10,000 to $100,000


Extra Life Insurance

ABC's Extra Life Plans help employees supplement their life insurance needs. You can make one, two or all three plans available to your employees:

  • Supplemental Life - Gives employees an opportunity to purchase additional life insurance protection at reduced group rates.
  • Dependent Life - An employer paid benefit for all employees with dependents.
  • Special AD&D - An employer paid plan that provides up to $250,000 of 24 hour accidental death and dismemberment coverage.

  Supplemental Life Dependent Life Special AD&D
Plan Design Fixed amount as determined by employee class. Benefit levels available in increments of $5,000 Fixed amount as determined by relationship to employee. (Children over 6 months old are covered Fixed amount as determined by employee class.
Benefit Amount General Employees
$10,000 to $25,000

Supervisors
$10,000 to $50,000

Executives or Owners
$10,000 to $100,000
Spouse / Child
$5,000 / $2,500

or

$10,000 / $5,000
Hourly Employees
$25,000

Salaried Employees
$50,000

Officer or Owner
$100,000 or $250,000